Introduction

In order to provide you with our products and services, we need to collect, record, use, share and

store personal and financial information about you (“Information”). Your Information may

include Personal Data and Sensitive Personal Data as defined in the Nigeria Data Protection

Regulation 2019 (“NDPR”) (as may be amended, replaced or re-enacted from time to time) and

any other law or regulation governing Data Protection. Our use of such information is governed

by the applicable laws and regulations, and we, Olive Peak International Ltd, are the Data

Controller in respect of such information.

Olive Peak International Ltd.’s privacy policy is designed to allow its users, consumers, and

visitors to make informed decisions on whether or not to use the Olive Peak International Ltd

services, or information contained on its website.

If you have grievances with either the Olive Peak International Ltd application/software or the

information contained on its website, please DO NOT use.

This privacy policy is incorporated into and is subject to Olive Peak International Ltd ’s terms of

service. If you make use of the Olive Peak International Ltd app, services, or any of the

information available on the Olive Peak International Ltd website, or provide any personal

information in relation to the Olive Peak International Ltd app, Olive Peak International Ltd

services, or Olive Peak International Ltd website, they all remain subject to this privacy policy

and its terms of service.

In lieu of this, it is important to note that any information put up at the direction, or at the

discretion of users of the Olive Peak International Ltd service becomes published content.

Therefore, it is not personally identifiable information subject to this privacy policy.

Limitations of the Policy

This privacy policy is part of Olive Peak International Ltd.’s Terms of Service and covers the

treatment of user information, including personally identifying information obtained by Olive

Peak International Ltd, including information obtained when the Olive Peak International Ltd

site is accessed, when the Olive Peak International Ltd service is used, or any other information

provided by Olive Peak International Ltd.

This privacy policy does not apply to the practices of the companies that Olive Peak

International Ltd does not own or control, or to individuals whom Olive Peak International Ltd

does not employ or manage, including any of the third parties to which Olive Peak International

Ltd may disclose user information as set forth in this privacy policy.

3. Processing of Personal Data and Its Purpose

Olive Peak International Ltd (hereinafter referred to as “The company” or “us” or “we”)

processes personal data of users exclusively to the extent necessary to provide a functional

website and our contents and services. When visiting our website, the following data is

processed:

1. IP address of the user
2. Browser used (type, version, language)
3. Operating system used
4. Internet service provider of the user
5. Date and time of access to our website
6. files viewed on our website
7. Website from which the user has accessed our website
8. Website that the user accesses via our website

The processing and temporary storage of the IP address is necessary to enable the website to be

delivered to the user’s computer. For this purpose, the user’s IP address must be stored for the

duration of the session. The log files contain IP addresses or other data that enable the user to be

assigned. The storage in log files is done to ensure the functionality of the web pages. In

addition, the data serves to optimize our websites and to ensure the security of our information

technology systems. Any processing of personal data is carried out exclusively for the above

mentioned purposes and to the extent necessary to achieve these purposes. These data will not be

used for advertising, customer service or market research purposes.

4. Legal Basis for Processing of this Data

The processing of personal data of our users is regularly carried out with the consent of the user.

You will be considered to have given your consent to us for the processing of your Personal Data

and Sensitive Personal Data when you subscribe, use or continue to use our services. An

exception is made in those cases where prior consent cannot be obtained for factual reasons and

we are permitted by law to process the data.

5. Data Deletion and Storage Period

The personal data of the persons concerned will be deleted or blocked by us as soon as the

purpose of the storage is no longer applicable. In the case of data processing for the provision of

the web pages, the data is deleted when the respective session is ended. In case of storage of

personal data in log files, the deletion will take place after seven days at the latest. Storage

beyond this period is possible if the IP addresses of the users are deleted or alienated beforehand,

so that the calling client can no longer be assigned.

6. The Information Olive Peak International Ltd Collects

Olive Peak International Ltd may obtain the following types of information from or concerning

its users, which may include information that can be used to identify said user(s) as specified

below (personally identifying information)

6.1. User Provided Information

Users provide certain Personally Identifying Information like mobile phone numbers, names,

email addresses and/or any other required information to Olive Peak International Ltd when

choosing to participate in various uses of the Olive Peak International Ltd services, such as

opening an account, funds transfer etc. In order to provide the service, Olive Peak International

Ltd will periodically access and re-evaluate your provided information for security purposes.

6.2. Cookies Information

When the Olive Peak International Ltd site is visited, it may send one or more cookies – a small

text file containing a string of alphanumeric characters – to your computer that uniquely

identifies your browser. We use cookies in several places on our websites. If a user calls up one

of our websites, a cookie can be stored on the user’s operating system. The following data is

stored and transmitted in the cookies:

1. Language settings
2. Log-in information

The purpose of the use of cookies is the user-friendly design of our websites. Cookies are stored

on the user’s computer and transmitted from there to our web pages. Users can deactivate or

restrict the transmission of cookies by changing the settings of their Internet browser. Cookies

already stored can be deleted at any time. If cookies are deactivated for our web pages, it is

possible that not all functions of our web pages can be used to their full extent. Important to note

is the fact that the Olive Peak International Ltd site may not function properly if the ability to

accept cookies is disabled.

6.3. Log File Information

When you use the Olive Peak International Ltd site, our servers automatically record certain

information that your web browser sends whenever you visit any website. These server logs may

include information such as your:

1. web request,
2. Internet Protocol (“IP”) address,
3. browser type,
4. browser language,
5. referring / exit pages and URLs,
6. platform type,
7. number of clicks,
8. domain names,
9. landing pages,
10. pages viewed and the order of those pages,
11. the amount of time spent on particular pages,
12. the date and time of your request, one or more cookies that may uniquely identify your

browser,

1. your phone number,
2. the phone number you are requesting the status of and
3. various status information.

When you use the Olive Peak International Ltd service, our servers log certain general

information that our application sends whenever a message is sent or received, or if you update

or request any status information, including time and date stamps and the mobile phone numbers

the messages were sent from and to.

7. Protection of personal information

Olive Peak International Ltd uses security technologies including firewalls, Secure Socket

Layers, HTTPS and VPN to help protect the Personal Information we collect and process from

our customer through the Platform.

Our policies restrict access to Personal Information to those employees and service providers

who need to know the information in order to provide or sell our customer required services.

Olive Peak International Ltd maintains physical, electronic and procedural safeguards to protect

Personal Information.

8. The Way Olive Peak International Ltd Uses Information

When you submit Personally Identifiable Information to us through the Olive Peak International

Ltd site, or other Olive Peak International Ltd service, we use your personal information to

operate, maintain, and provide to you the features and functionality of the Olive Peak

International Ltd sites, services and applications.

All information collected is essential to your use of the Olive Peak International Ltd service and

will be retained. Any billing information that may be collected from you will be deleted thirty

(30) days after the termination of your account with Olive Peak International Ltd.

We do not use your mobile phone number or other Personally Identifiable Information to send

commercial or marketing messages without your consent or except as part of a specific program

or feature for which you will have the ability to opt-in or opt-out.

We may, however, use your mobile phone number (or email address, if provided) without further

consent for non-marketing or administrative purposes (such as notifying you of major Olive Peak

International Ltd site or service changes or for customer service purposes).

We may use both your Personally Identifiable Information and certain non-personally

identifiable information (such as anonymous user usage data, cookies, IP addresses, browser

type, clickstream data, etc.) to improve the quality and design of the Olive Peak International Ltd

site and service and to create new features, promotions, functionality, and services by storing,

tracking, and analyzing user preferences and trends. Hopefully we improve the Olive Peak

International Ltd site and service and don’t make it worse.

We may use cookies and log file information to:

1. remember information so that you will not have to re-enter it during your visit or the next

time you use the Olive Peak International Ltd service for Olive Peak International Ltd

site;

1. provide custom, personalized content and information;
2. monitor individual and aggregate metrics such as total number of visitors, pages viewed,

etc.; and

1. track your entries, submissions, views and such.
2. You Have a Choice

You may, of course, decline to submit Personally Identifiable Information through the Olive

Peak International Ltd site or service, in which case we may not be able to provide certain

services to you. If you do not agree with our Privacy Policy or Terms of Service, please uninstall

the Olive Peak International Ltd mobile application and discontinue use of the Olive Peak

International Ltd service; your continued usage of Olive Peak International Ltd service will

signify your consent to and acceptance of our Privacy Policy and Terms of Service. To protect

your privacy and security, we take reasonable steps (such as SMS authentication and BVN

requirement in certain cases) to verify your identity before registering your mobile phone

number and granting you access to the Olive Peak International Ltd services. Please contact

Olive Peak International Ltd via email or support@Olive Peak International Ltd.com or available

web forms with any questions or comments about this Privacy Policy, your personal information

or your consent.

Data Security

Olive Peak International Ltd uses commercially reasonable physical, managerial, and technical

safeguards to preserve the integrity and security of your personal information.

We cannot, however, ensure or warrant the security of any information you give or transfer to

any third party and you do so at your own risk. Once we receive your information, Olive Peak

International Ltd makes commercially reasonable efforts to ensure the security of our systems. 

However, please note that this is not a guarantee that such information may not be accessed,

disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial

safeguards.

If Olive Peak International Ltd learns of a security systems breach, then we may attempt to

notify you electronically so that you can take appropriate protective steps. Olive Peak

International Ltd may post a notice on the Olive Peak International Ltd site or through the Olive

Peak International Ltd service if a security breach occurs.

10.  

E-mail contact 

Users can contact us via the provided e-mail address. In this case, the personal data of the user

transmitted with the e-mail will be stored by us. The data is used exclusively for processing the

establishment of contact and subsequent communication. In this context, it does not pursue the

forwarding of data to third parties. The personal data sent to us by e-mail will be deleted when

the respective communication with the user has ended, i.e. as soon as it is clear from the

circumstances that the matter in question has been finally clarified. The personal data

additionally collected during the sending process will be deleted after a period of seven days at

the latest.

11. In the Event of Merger, Sale, or Bankruptcy

In the event that Olive Peak International Ltd is acquired by or merged with a third-party entity,

we reserve the right to transfer or assign the information we have collected from our users as part

of such merger, acquisition, sale, or other change of control. In the (hopefully) unlikely event of

our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of

creditors, or the application of laws or equitable principles affecting creditors’ rights generally,

we may not be able to control how your personal information is treated, transferred, or used.

12. Changes and updates to this Privacy Notice

This Privacy Policy may be revised periodically and this will be reflected by the “effective date”

below. Please revisit this page to stay aware of any changes. Your continued use of the Olive

Peak International Ltd site and Olive Peak International Ltd service constitutes your agreement

to this Privacy Policy and any amendmentsated above are monitored and periodically updated from time to time.